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Motorcycle Accident Attorney in Atlanta
Motorcycle Accidents
Motorcyclists face a significantly higher risk of being involved in traffic accidents, with a 28 times higher chance of experiencing a wrongful death compared to passengers in cars. Despite motorcycles only making up 3 percent of registered vehicles and traveling only 0.6 percent of all miles in the US, motorcyclists accounted for 14 percent of overall traffic fatalities, 17 percent of occupant fatalities, and 4 percent of injured occupants in 2015. These statistics, from the NHTSA’s National Center for Statistics and Analysis, shed light on the dangers facing motorcyclists. To gain further insight into these risks, speaking with an experienced rider is helpful. If you are seeking legal advice regarding motorcycle accidents involving automobiles and trucks in Atlanta, please feel free to reach out to us.
The Reality of Motorcycle Accidents
As a result of many safety precautions taken by motorcyclists, many motorcycle accidents occur because automobile drivers fail to watch out for them. Statistically, motorcycles are more likely to be involved in collisions with automobiles than cars. Investigations into these accidents can be complicated by public and law enforcement biases against motorcyclists.
Motorcycle accidents involving cars and trucks often result in serious injuries, causing significant financial strain for the victims and their loved ones. Fortunately, the legal system permits those injured to seek compensation from the at-fault party. This may cover medical bills, lost income, funeral costs, and other monetary setbacks. Moreover, individuals may also be able to receive damages for the physical and emotional distress caused by their injuries and treatments. In addition, the injured person’s spouse has a right to seek reimbursement for the loss of assistance. While no amount of money can undo the damage inflicted, it can help ease the financial burden resulting from the accident.
Insurance Company Strategies in Motorcycle Accident Claims
Immediately following the motorcycle accident, insurance companies representing the responsible automobile or truck will commence their investigation, with the goal of reducing the amount of compensation given to the injured motorcyclist. They have specific protocols in place, particularly during the initial phases of the claim. This includes taking recorded statements, inspecting the vehicles, capturing photos, obtaining the police report, and evaluating any injuries sustained. Typically, this process begins within 24 hours and concludes within one week.
Insurance companies often attempt to swiftly reach a settlement with the injured motorcyclist in order to absolve themselves of any responsibility for potential future costs such as medical expenses, lost wages, and other damages. However, it is crucial for injured motorcyclists to beware of this trap. The full extent of injuries may not be clear until several months after the incident and may require surgeries or lengthy treatment. In some cases, these injuries can lead to permanent disability even after corrective procedures are performed. As a result, only a physician with a firm prognosis can accurately determine the true value of a claim.
Significant Issues in Motorcycle Accident Claims
When motorcycles collide with cars or trucks, a number of significant problems arise. For example, if your health insurance covers your medical bills, they often seek reimbursement from your settlement. Workers’ compensation insurance might reimburse you for medical expenses and lost wages if you were injured on the job. However, their right to reimbursement is limited. Before signing any settlement, it is imperative to understand these limitations.
In Georgia, it is required for individuals to have liability insurance in case of an auto accident. This coverage must meet the minimum requirements of $25,000 per person and $50,000 per accident. However, these limits may not always be enough, therefore it is important to consider other available insurance options or potential assets of the responsible driver. This could include policies from family members, employers, rental car companies, or umbrella policies. It is also possible for other parties, such as government agencies responsible for a defective road or traffic light, to share liability. Additionally, your own insurance policy might offer additional coverage for any injuries you may sustain.
Valuing Your Motorcycle Accident Claim
To determine the worth of a personal injury claim resulting from a motorcycle accident, various factors must be examined. These include the type and severity of the injury, any financial losses that can be recovered, and considerations of liability. The location of the trial and any pre-existing injuries may also play a role. Insurance companies are well-versed in assessing claims and strive to minimize payouts. That’s why having an experienced lawyer representing you in negotiations is vital. A skilled Atlanta attorney specializing in motorcycle accidents can secure a just settlement or pursue legal action if needed.
If you want to discuss your claim with a Georgia lawyer specializing in bicycle accidents involving automobiles or trucks, Please contact our law office at 404-480 – 8588. We offer consultations without charge or obligation.
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